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Monday, June 16, 2008

Today i met up with a financial consultant who helped me analysed my finance and insurance. It turned out my Prudential insurance is not really fantastic afterall. Regretted getting it in the 1st place but i have to llst till i reach 45yrs old since i had invested in it for 3yrs already.

He showed me how i shld do my financial planning in an orderly manner. Definitely!! What he showed me is definitely the same as what JiuBin posted in his blog as shown below...but he explained it with much details after reviewing my insurance portfolios. Basically, the Prudential plan tat i had invested is actually an endowment insurance, which means i m not protected for life. When the insurance matures, i m no longer protected. This totally skipped the step of wealth protection! Besides tat, Prudential gives one of the lowest returns as compared to most other insurance companies according to a statistics that he showed me. Too late to regret...


Figure koped from http://binfin.blogspot.com/


My best advice for all will be to have either life or term life insurance.

©opyrited
6:40 AM

Wednesday, June 4, 2008


Okie, going to post my this sem's results for the 1st time since yip was asking.
1st time getting GPA above 4.5! Kampatei!!

©opyrited
11:06 AM